614.271.7508

Founded in 1998 by Cochran L.D. Humphries, Next Generation Mortgage Company Ltd (NGMC) was built on four guiding pillars: people, pricing, process, and product. From day one, our mission has been simple — treat customers right and build long-term relationships based on trust, care, and exceptional service.

With decades of experience in the finance and mortgage industries, Mr. Humphries established NGMC as an experience-oriented company that combines personal service with cutting-edge technology. We take pride in using the latest tools and automation, including automatic underwriting systems, to deliver fast, accurate pre-approvals and efficient traditional or virtual closings in most U.S. states.

By streamlining the mortgage process and reducing unnecessary steps, NGMC saves clients valuable time and money while providing access to competitive pricing and a comprehensive suite of loan products tailored to individual needs. Our fully digital platform allows borrowers to complete their entire mortgage journey — from application to closing — from the comfort of their home.

To date, Next Generation Mortgage Company Ltd has closed approximately $100 million in residential mortgages year-to-date, reflecting our ongoing commitment to efficiency, innovation, and personal care.

At NGMC, we don’t just originate mortgages — we create experiences that build lasting relationships. Call one of our exceptional mortgage bankers today and discover the Next Generation difference!